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Stated income loans were one of the driving factors behind the 2008 housing market crash. Lenders approved stated income loans left and right for homeowners who weren't precisely upfront with their paying capacity. As a result, thousands of debts defaulted, and many...

In 2021, buying a new home can be challenging. Although prices are climbing at slower paces, people have to deal with many financial difficulties of their own. Finding the right, no, the perfect home requires an understanding of the current market. You need to know...

Self-employed homebuyers can still apply for a home loan with the right finance company. While such loans may not have the same requirements as employed applicants, these individuals can offer other proof of income on a self-employed status. Lenders are always looking...

Many factors come into play when you are trying to buy a home. Whether you are a first-time homebuyer or have gone through the process before, there may be one question that is on your mind may be which type of home loan to get. Which type of mortgage will work better...